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Financial Institutions can look to more in-depth examinations this year since the FDIC issued FIL-105-207, which updated the IT Examination Officer's Questionnaire. The FDIC wants to make sure that insured depository institutions have security programs that guarantee the confidentiality of customer information in addition to anticipating and protecting against security threats and unauthorized access of customer information. To ensure that these issues were addressed, there are five sections on the questionnaire, which includes Risk Assessment, Operations Security & Risk Management, Audit/Independent Review Program, Disaster Recovery/ Business Continuity Management and Vendor Management/Service Provider Oversight. Parts 1 and 4, namely Risk Management and Disaster Recovery are much the same as the 2005 questionnaire, with some minor changes. The other sections have a number of significant changes; one of the most important is that the 2007 questionnaire has included an entirely new section that focuses on questions about Vendor Management. One particular topic of concern addresses the FIL, because most institutions do not have standard security awareness training programs are simply not enough. They are usually done annually or only when the employee is initially hired. Even with extensive training, the level of absorption of these topics is often forgotten in just a matter of weeks, usually because of a lack of interest or because of the approach of the material presentation. After a while, employees almost get the feeling of someone crying wolf when it comes to phishing / pharming / vishing attacks, which for future reference we will refer to social engineering.